impudent strumpet
Plans that either come to naught or half a page of scribbled lines
Tuesday, May 02, 2023
Things I Don't Understand: people who value health labour but don't value COVID protections
Sunday, April 30, 2023
Books read in April 2023
Saturday, April 15, 2023
Advice for the Ask A Manager letter writer who found scales in the break room
Friday, March 31, 2023
Saturday, March 18, 2023
Saving for a down payment is not the only barrier to housing affordability
Toronto in 2021Time to save for down payment: 20+ years
What is Toronto’s starter home of this decade? In short, it’s further from the core, harder to attain and requires decades’ worth of savings.
Looking at properties that fell around 20 per cent below the average cost in 2021, there were still some bungalows in the mix, such as a raised bungalow that hit the market in the Scarborough neighbourhood of Birchcliffe-Cliffside. A property listing describes the house’s interiors as “well maintained but dated.”
It was offered in as-is, where-is condition, meaning the seller wouldn’t be making any repairs for the new buyer. “Buy to renovate or rebuild,” it suggested.
Like so many properties across Toronto last year, it sold for well above its listing price. Four days after records show it was listed for $699,900, it went for nearly $200,000 more, with a sale price of $875,000.
To reach a 20 per cent down payment, an individual or family would be tasked with tucking away a whopping $175,000. The median household income across the city last year was $84,000 — meaning this “starter” home would take more than 20 years of savings.
This is all true, but let's also look at the mortgage situation.
Median household income last year was $84,000.
Using Tangerine's "How much can I borrow?" calculator (because that's the one I find most user-friendly), with an income of $84,000, the $175,000 down payment calculated above, and all the other settings left to default, we get a total mortgage of $432,946.
Tuesday, February 28, 2023
Books read in February 2023
Thursday, February 23, 2023
The need for workplace accommodations is a failure of the workplace
In a recent Globe and Mail article:
Researchers estimate that approximately one in eight Canadian women are likely suffering from an unrecognized brain injury related to domestic violence.
I have an undiagnosed brain injury (not resulting from domestic violence, so you don't need to worry about that on my behalf) and I have to adjust all kinds of aspects of life to adapt to it. I have systems and backup plans for if I can't cope with my usual lightbulbs, or I wake up and my eyes won't open, or any one of the countless irritants of post-head-injury life.
And, essentially, the reason why I'm able to do this is that I work from home.
It occurred to me recently that if I still worked in the office, every one of these little adjustments to post-head-injury life would need to be a formal accommodation.
Even just the light thing - I'd need to get a doctor's note, perhaps specifying what kinds of lights bother my eyes and what kinds I need instead. This would require a testing rabbit-hole, because I don't actually know the answer! I can point to certain places where the lights bother me all the time and other places where the lights bother me some of the time, but I haven't figured out exactly what types of lights do what.
This is exacerbated by the fact that employees of businesses and other spaces where I'm not in charge of the lights often don't know what kinds of lights they have either. One example is actually my doctor's office: the lights used to bother me, now they don't. I asked the doctor if they'd changed the lights, and he said that the landlord had changed the lights, but he has no idea what kinds were used before or are used now.
This is also exacerbated by the fact that I didn't meet the diagnostic criteria for a concussion. Because the medical profession told me I'm fine, I didn't immediately seek the help of the medical profession when I realized I wasn't fine. So I'd be seeking a note confirming a problem where the only thing on my file is that I don't have that problem, and I never followed up further. Not the best for my credibility - especially when it requires a bunch of paperwork from my doctor!
Then, if I did manage to get a doctor's note, I'd need to get it approved by management, who may or may not send it back for more information. Then they'd have to figure out what adjustments can be made to the lights in the office, and send facilities people in to make the adjustments. (I've seen this done for others - they have to send a guy up a ladder to make adjustments to the lighting fixtures high on the ceiling.)
In contract, when I'm at home, I just flick a lightswitch. If it gets really hardcore, I change a lightbulb.
This has me thinking about how many people need to jump through hoops just to function at work as a result of domestic violence.
And also has me thinking that if employees need to seek formal accommodations in a workplace, that means that the workplace is flawed.
Employees should be able to navigate and operate their workplace without having to ask permission or go through red tape for every little thing.
If you're an employer - especially if you're an employer who's worried about losing employees to work-from-home jobs - think about how your employees can and can't navigate and operate their workplace independently, without asking for permission or approval, and how that would compare with working from home.
If you can close that gap, you'll build a better workplace.
Monday, February 20, 2023
Advice for "Worried" in a recent Carolyn Hax column
From a recent Carolyn Hax:
The dog is cute. I like the dog. But we are thinking of marrying, and I worry that the way she treats this dog will set a precedent for how she might treat our children. I think as much as she loves the dog, if she treated a child this way, it would be too much. Too much hovering, too much spending, too much controlling.
She is a great girl in every other way. Even in this way, even if that sounds weird, because boy is that dog loved. But I still worry because I am less hands-on with my pets. They are fed, walked and cuddled, but they are not treated like royalty. Would it be a mistake to marry this wonderful girl?
— Worried
You do need to tell her specifically that you think the way she loves and cares for her dog is too much and you're concerned that she might love and care for children in a similar way, because you might have a fundamental parenting incompatibility here, and you both need to be aware of it to decide whether the relationship should proceed.
You mention that you yourself have pets, and you love and care for them in a way you feel is appropriate.
How would you feel if your girlfriend looked at how you take care of your pets and said it's too much and you're spoiling them? What about your potential future children? Would you want your children to be in the care of and dependent on someone who thinks they should receive less love and care than you think is appropriate?
Or would you want to protect them from someone who's trying to create a situation where they receive less love and care than you think is appropriate?
Your girlfriend would also want to protect her potential future children from situations where they receive less love and care than she thinks is appropriate, and that may well mean protecting them from having you as a parent.
This is a critical impasse you're at, and not to disclose it to her would be deception.
Tuesday, January 31, 2023
Books read in January 2023
Saturday, January 28, 2023
Cascade Complete from the grocery store is better than Cascade Complete from Amazon
Saturday, January 07, 2023
Romance novels vs. fanfiction
Wednesday, January 04, 2023
"He's an asshole but I don't remember why": a post-head-injury phenomenon
Saturday, December 31, 2022
Books read in December 2022
Sunday, December 25, 2022
Things Organized Labour Should Invent
Thursday, December 22, 2022
Horoscopes
Star:
You never turn down the chance to try something new. You've got an adventurer's spirit; though, it's not just for the fun of it. You enjoy learning and exploring because it has its practical uses, too. You're loyal and kind, and you don't mind going out of your way to help people in need. You've got a big heart and an even bigger sense of humour. You find comfort and camaraderie in unique and interesting people, just like you. This year, a romantic connection or an exciting creative project might find you when you least expect it.
Domestic issues will be in the spotlight over the coming year and if you want to maintain a friendly atmosphere on the home front you may have to do things for loved ones that seem silly to you. Don’t worry, it will be more than worth it.
Both of these sound ridiculously inaccurate. My birthday horoscopes have been ridiculously inaccurate for several years (I don't remember if it's since the pandemic started or if it's since the head injury - time has no meaning) but I record them anyway
Sunday, December 11, 2022
I do not recommend front fill coffee makers
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Hamilton Beach front fill coffee maker |
Wednesday, November 30, 2022
Books read in November 2022
Wednesday, November 23, 2022
What to do if you don't like hearing your daughter-in-law's surname
From a recent Carolyn Hax:
Hello Carolyn: Our son’s wife of several years chose to hyphenate our last name with her maiden name. Whenever we are with them, she always identifies herself with her maiden name, from setting up reservations to public places requiring identification. It can be hurtful to us. Are we being too sensitive?
— J.
A simple solution would be to take the lead on making reservations and otherwise interacting with others on behalf of your party. That way, the only name you'll have to hear in these contexts is your own.
Tuesday, November 22, 2022
Explicio via absurdum
Sometimes I find that the opposite of reductio ad absurdum is actually helpful - using an utterly absurd or extreme example to explain a concept.
With my complete lack of Latin knowledge, I've been calling this "explicio via absurdum", but I welcome any corrections to my Latin!